Whats up with health insurance in this country?

I just got a letter from my health insurance company requiring itemization of all the medical services I have received in the hospital for the last 2 surgeries I got. The amount that was not covered by the insurance is $230,575.18

This is not the first time this happens. When I got my surgeries two years ago, similar thing happened and the hospital wanted me to pay about $200,000. This is plain outrageous, what is the point of health insurance if every time you get a real procedure done, you have to fight to the nail to get the insurance to pay for it. Last time after fighting for months and involving several parties, I was able to reduce the amount I had to pay from $200K to $14K. It was a long frustrating and stressful process and I really don’t want to go through that again.

I am trying to remain calm. I have worked this out before so I can do it again … its just extremely frustrating. I may even need another procedure done … what then … another $100K… sighs

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اليقين

سُبْحانَكَ ما اَضْيَقَ الْطُّرُقَ عَلى مَنْ لَمْ تَكُنْ دَليلَهُ، وَما اَوْضَحَ الْحَقَّ عِنْدَ مَنْ هَدَيْتَهُ سَبيلَهُ، اِلـهي فَاسْلُكْ بِنا سُبُلَ الْوُصُولِ اِلَيْكَ، وَسَيِّرْنا في اَقْرَبِ الطُّرُقِ لِلْوُفُودِ عَلَيْكَ، قَرِّبْ عَلَيْنَا الْبَعيدَ وَسَهِّلْ عَلَيْنَا الْعَسيرَ الشَّديدَ، وَاَلْحِقْنا بِعِبادِكَ الَّذينَ هُمْ بِالْبِدارِ اِلَيْكَ يُسارِعُونَ، وَبابَكَ عَلَى الدَّوامِ يَطْرُقُونَ، وَاِيّاكَ فِي اللَّيْلِ وَالنَّهارِ يَعْبُدُونَ، وَهُمْ مِنْ هَيْبَتِكَ مُشْفِقُونَ، الَّذينَ صَفَّيْتَ لَهُمُ الْمَشارِبَ وَبَلَّغْتَهُمُ الرَّغائِبَ، وَاَنْجَحْتَ لَهُمُ الْمَطالِبَ، وَقَضَيْتَ لَهُمْ مِنْ فَضْلِكَ الْمَآرِبَ، وَمَلاَْتَ لَهُمْ ضَمائِرَهُمْ مِنْ حُبِّكَ، وَرَوَّيْتَهُمْ مِنْ صافي شِرْبِكَ،  فَبِكَ اِلى لَذيذِ مُناجاتِكَ وَصَلُوا، وَمِنْكَ اَقْصى مَقاصِدِهِمْ حَصَّلُوا، فَيا مَنْ هُوَ عَلَى الْمُقْبِلينَ عَلَيْهِ مُقْبِلٌ، وَبِالْعَطْفِ عَلَيْهِمْ عائِدٌ مُفْضِلٌ، وَبِالْغافِلينَ عَنْ ذِكْرِهِ رَحيمٌ رَؤوفٌ وَبِجَذْبِهِمْ اِلى بابِهِ وَدُودٌ عَطُوفٌ، اَسْاَلُكَ اَنْ تَجْعَلَني مِنْ اَوْفَرِهِمْ مِنْكَ حَظّاً، وَاَعْلاهُمْ عِنْدَكَ مَنْزِلاً، وَاَجْزَلِهِمْ مِنْ وُدِّكَ قِسْماً،  وَاَفْضَلِهِمْ في مَعْرِفَتِكَ نَصيباً، فَقَدِ انْقَطَعَتْ اِلَيْكَ هِمَّتي، وَانْصَرَفَتْ نَحْوَكَ رَغْبَتي، فَاَنْتَ لا غَيْرُكَ مُرادي،  وَلَكَ لا لِسِواكَ سَهَري وَسُهادي، وَلِقاؤُكَ قُرَّةُ عَيْني، وَوَصْلُكَ مُنى نَفْسي، وَاِلَيْكَ شَوْقي، وَفي مَحَبَّتِكَ وَلَهي،  وَاِلى هَواكَ صَبابَتي، وَرِضاكَ بُغْيَتي، وَرُؤْيَتَكَ حاجَتي وَجِوارُكَ طَلَبي، وَقُرْبُكَ غايَةُ سُؤْلي، وَفي مُناجاتِكَ رَوْحي وَراحَتي، وَعِنْدَكَ دَواءُ عِلَّتي وَشِفاءُ غُلَّتي، وَبَرْدُ لَوْعَتي، وَكَشْفُ كُرْبَتي، فَكُنْ اَنيسي في وَحْشَتي، وَمُقيلَ عَثْرَتي، وَغافِرَ زَلَّتي، وَقابِلَ تَوْبَتي، وَمُجيبَ دَعْوَتي، وَوَلِيَّ عِصْمَتي، وَمُغْنِيَ فاقَتي، وَلا تَقْطَعْني عَنْكَ، وَلا تُبْعِدْني مِنْكَ، يا نَعيمي وَجَنَّتي، وَيا دُنْيايَ وَآخِرَتي، يا اَرْحَمَ الرّاحِمينَ .

“اللهم اقسم لنا من خشيتك ما تحولُ بيننا وبين معاصِيك، ومن طاعتك ما تبلِّغنا به جنتك، ومن اليقين ما تُهوِّن به علينا مصائب الدنيا، ومتِّعْنا بأسماعنا وأبصارنا ما أحييتنا، واجعله الوارث منا، واجعل ثأرنا على مَن ظلمنا، وانصرنا على من عادانا، ولا تجعل مصيبتنا في ديننا، ولا تجعل الدنيا أكبر همِّنا، ولا مبلغ علِمنا، ولا تسلط علينا من لا يرحمنا”

كان عطاء الخراساني لا يقوم من مجلسه حتى يقول: “اللهم هبْ لنا يقينا بك حتى تهون علينا مصيباتُ الدنيا، وحتى نعلم أنه لا يصيبنا إلا ما كُتب علينا، ولا يأتينا من هذا الرزق إلا ما قسمتَ لنا به”

Some unknown poet said:
يــا أمتي وأقــول اليــوم فـي ثقــة.. … ..إني اليقـينُ فلا شيءٌ يزعزعـني
إني العـقـيـدة والإقـــدام فيـصلهـا.. … ..وليـس غـيرُ نــداء الله يسـحـرني
أذود عنه وفـيــها عـلَّ خــاتـمـتي.. … ..تكـون في ظلهــا يــومًا فتقبـــلـني
فاللـــيل يعــقـبـه فـجـر ومـئـذنــةٌ.. … ..والله أكـبـر نبــراسٌ علـى الـزمـن
الهول في خطوي والنورفي دربي.. .  وأظل أسمع صوتَ الحق في أذني

اللهم ارزقنا يقينا لا يتزحزح، وقرة عين لا تنفد

Arabic poems

Sorry for English readers. These are poems that I like. The first few are for Imam Al-Shafii and the last one is for Al-Shirazi

الإمام الشافعي

ما في المقام لذي عـقـل وذي أدب … من راحة فدع الأوطان واغتـرب

سافر تجد عوضـا عمن تفارقــه … وانْصَبْ فإن لذيذ العيش في النَّصب

إني رأيت ركـود الـماء يفســده … إن ساح طاب وإن لم يجر لم يطب

والأسد لولا فراق الغاب ما افترست … والسهم لولا فراق القوس لم يصب

والشمس لو وقفت في الفلك دائمة … لملَّها الناس من عجم ومن عـرب

والتِّبرُ كالتُّـرب مُلقى في أماكنـه … والعود في أرضه نوع من الحطب

فإن تغرّب هـذا عـَزّ مطلبـــه … وإن تغرب ذاك عـزّ كالذهــب

………………….

سأضرب في طول البلاد وعرضها … أنال مرادي أو أموت غريبـا

فإن تلفت نفسي فلله درهــــا … وإن سلمت كان الرجوع قريبا

………………….

الدهر يومان ذا أمن وذا خطـر

والعيش عيشان ذا صفو وذا كدر

أما ترى البحر تعلو فوقه جيف

وتستقر بأقصى قاعـه الـدرر

وفي السماء نجوم لا عداد لهـا

وليس يكسف إلا الشمس والقمر

………………….

أبو إسحاق إبراهيم بن علي بن يوسف الشيرازي رحمة الله عليه

لبست ثوب الرجا والناس قد رقدوا

وقمت أشكو إلى مولاي مـا أجـد

وقلت يا عُدتي فـي كـل نائبـة

ومن عليه لكشف الضـر أعتمـد

أشكو إليك أمـورًا أنـت تعلمهـا

مالي على حملها صبرٌ ولا جلـدُ

وقد مددت يـدي بالـذل مبتهـلاً

إليك يا خير من مُـدتْ إليـه يـد

فـلا تردَّنَّهـا يـا رب خائـبـةً

فبحر جودك يروي كل مـا يـردُ

Growing up never stops

When we were kids, we were always asked what you would like to be when you grow up as if growing up happens once and stops right there. Whenever I think that I have matured enough and that I have reached a stable unshakable character foundation, something happens that proves me wrong. It seems like a never ending process. You are never done with growing up and there is always room for improvement (just like there is always room for dessert :). The moment you stop improving, life gets ahead of you and you are left behind.

By Moh Posted in Life

New challenge

End of July, I had surgery to take the shunt out of my head. After that in August I got another procedure called Endoscopic third ventriculostomy. Overall, I feel like I have recovered quickly but I have fallen behind on working out and my Japanese. Things at work are getting busier than ever and now I’m managing all of North America and Japan by myself.

Beginning of July, I ended a 3 months challenge to improve health, work, and Japanese. I feel like the surgery set me back months behind. I’m at 170 lbs now (10 pounds more than my target weight), have not touched Japanese in weeks, and work is super busy. I may sound negative, but really I think overall things are actually going pretty well considering that people usually take many months to recover from brain surgeries. Mostly, I’m frustrated cause I couldn’t work out. Working out really helps me stay focused and makes me more productive at work. I even sleep/eat/and function better when I have a steady consistent workout schedule.

I just got a green light from my doctor to start working out – lightly however – but its a start. So I decided to set a new challenge. By Nov 10th, 2010 (إن شاء الله), I need to get back to my target 160 lbs weight. I missed registering for the Japanese Language Proficiency Test this year and the next time its offered is in July 2011. This gives me time to improve and maybe even test at a higher level. As for work, just gotta be on top of things and come up with ways to allocate my time carefully. I’m also trying to hire another account manager to help reduce the load.

I won’t record my progress online on daily basis but I will be posting about it as I go along to make sure I stay on track.

Tsukiji Fish Market

I went to the Tsukiji Fish Market in Tokyo really early in the morning to see the Tuna Auction. The Tuna Auction area is world famous and been mentioned in many travel guide books. When I visited Tsukiji before, one of the tourists told me that many famous food authors considered Tsukiji the best place to get sushi. I checked to make sure that the market is open on Saturday and went there.

The auction area in Tsukiji is open to visitors from 5:00am to 6:15am (restricted to 140 visitors/day) so I had to get there really early. I recorded this video of the Tuna auction:

After the auction, I went and stood in line to go a place called 大和 (Dai Wa – there is another reading way but I think Dai Wa is the correct one). The place next to it is called 寿司大 (Sushi Dai) and I visited it on my last trip to Tsukiji. Overall, I would say that Sushi Dai is better even though the wait line at Dai Wa is longer.

Here are some pics:

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Toy Story 3


Saw Toy Story 3 today. Overall, great movie. I had moderate expectations and as usual Pixar got the formula right for Toy Story. Good creative story line, humor, a little bit of action, emotional, and visually stunning. Lots of feel good moments and you don’t have to be a kid to appreciate the movie. Definitely a must see this summer. I saw it in a regular theater cause 3D was sold out. I will probably go see it again in 3D.

End of the 3 months challenge

I started a 3 months challenge on April 12th with three goals; health/weight, work, and Japanese. I’m happy to announce that I’m ending the challenge a week early and starting a new one. Yesterday I weighed myself and was 160 LBS. Now I have to keep the weight off and continue to work out and stay healthy.

As for work, lots of good changes but nothing public yet. Will be writing an update about that pretty soon. Here is a picture from the conference that I just attended:

The Japanese improvement part really kicked my butt. Trying to learn 10 new Kanji everyday was tough. I have another trip to Japan end of August and at that time, I hope to be able to give a technical presentation in Japanese. I will have a translator but my goal is to give one third of the presentation in Japanese by myself. Also I’m aiming to take the Japanese Language Proficiency Test end of the year. If I prepare enough, I will take level 2. The backup plan is to take level 3 which is a little easier depending on work, vacation, travel…etc.

Overall, I really like the idea of tracking progress on daily basis and will continue to do that in general.

Got my Matcha

Matcha

When I lived in Japan, I used to drink Matcha tea everyday. Matcha is a finely-milled Japanese green tea. I usually add honey to my Matcha with a little bit of milk and it becomes the world’s best drink. Hot or Cold!

At the convenient store in Japan, you could find Matcha Milk which already includes the Milk. All you need is hot water and if you like it sweet, add a little bit of honey and you are set.